Is Student Debt Your Biggest Retirement Concern? You’re Not Alone

Financial advisors like to discuss how student debt will destroy retirement for Millennials. But they’re not the first generation where student debt is a serious retirement concern. Gen Xers and Baby Boomers who are either near retirement or already retired are carrying a huge load of student debt. According to the Consumer Financial Protection Bureau […]

January Used To Suck

January 2012 was a tough month. A year earlier my bonus was cut in half despite my business growing over 30%. “The Firm had a tough year” was the explanation then. But in January 2012 my bonus was flat and my business was still growing. Something was horribly wrong. My industry had changed forever and it was never going […]

How to Build a Contingency Plan With No Extra Money

People with comprehensive financial planning always consider contingencies. According to the National Bureau of Economic Research, there have been 10 recessions in the past 6 decades. So if you plan for contingencies like a financial crisis, you’re not cautious, you’re smart. Still, building a contingency plan can be hard, especially if you’re planning for retirement […]

8 Signs Your Job May Be at Risk

Even if you’re a late-career corporate worker, it’s reasonable to worry about job security. Losing your job at any time can be disastrous for your retirement planning. And a lot of the time, it’s out of your control. If you’re worried about losing your job, here are 8 signs you should look out for. You […]